What should you know about your homeowners insurance when you’ve have a flood in your house?
Allied Restoration Company is a full remediation and reconstruction company that deals with all types of natural and man made disasters that most homeowners’ and businesses might encounter at some time. From a simple easy to fix leaky faucet to a full blown fire and water damaged structure the type of insurance you have will determine how well the restoration of your property will be achieved. Most insurance companies consider a slow leak over a long period of time (even if the damage is significant) not covered since it is not from a “dynamic” event such as from a broken pipe. Even if your house is flooded and you have flood insurance you may not be covered due to the insurance companies guidelines for interpreting a flood.
It is best to fully discuss your insurance policy with an authorized agent asking direct questions that require a yes or no answer. This will avoid confusion or false assumptions about your coverage that might occur later when you file a claim. Many people are surprised to find out their insurance companies actual coverage for damages to their property. In some cases after filing a claim and being denied for coverage the insurance company still keeps a record of your loss.
It is very good advice to have a reputable restoration company intercede with you and your insurance company to make sure you and the insurance company are on the same page about what you are entitled to when restoring your property to its original state before the loss happened. Some restoration companies have a agreement with insurance companies to work by the insurance companies guidelines which is designed to result in the lowest amount of monetary reimbursement to the client as possible, even after the insurance company has depreciated the loss down to its final figure. That doesn’t leave a lot left to repair the property and you still have to pay your deductable. Allied Restoration is not one of those companies. Did you know you have the right to choose your own company and not the one they have a deal with? Don’t believe the lie that all restoration companies that don’t have a prior agreement with your insurance carrier are going to cheat you in some way and leave you with a huge bill you cant pay. Choose a reputable company with experience working with both the insured and the insurance companies so your expectations will be in order.
Allied Restoration Company will fight for you and for your insurance company to safeguard you for all you’re entitled too, and for the insurance company against false claims for unsubstantiated reimbursements. Choose Allied Restoration so you know you’re with a trusted company that can take of any claim.